How to Get a Federal SEOG Grant for College 2025
Federal SEOG Grants (that’s Supplemental Educational Opportunity Grants) help students who need extra financial support for college. The best part? You don’t have to pay them back. They’re a great option if you qualify.
Here’s what you should know:
What are Federal SEOG Grants?
These grants come from the federal government but are given to colleges. Then, colleges decide who gets them. Unlike Pell Grants, which go to all students who qualify, SEOG funds are limited. That means not every student who needs help will get one. Also, some colleges don’t even offer SEOG grants, so it’s worth checking with your school’s financial aid office.
Who can get a Federal SEOG Grant?
To be eligible, your college must offer the grant. You also need to show financial need by filling out the FAFSA (Free Application for Federal Student Aid). Make sure to apply every year you’re in school, starting October 1.
You have to be an undergrad, either enrolled or accepted, and a U.S. citizen. If you already have a bachelor’s degree, you won’t qualify.
How much money can you get?
The amount varies, anywhere from $100 to $4,000 a year. How much depends on your financial need, when you apply, other aid you get, and how much money your school has.
Since schools have a limited supply, it helps to file your FAFSA early, ideally soon after October 1.
Want to See How Much Aid You Might Get?
Use the Net Price Calculator on your college’s website. It’s a free tool that estimates your financial aid, including need-based grants and sometimes scholarships.
How does the money get to you?
If you get an SEOG grant, your school usually applies the money to your student account. Sometimes, they pay you directly or do a bit of both. They have to give out the funds at least once each term (semester, trimester, or quarter, depending on your school).
Can you get Both a Pell Grant and SEOG Grant?
Yes! You might qualify for both. The Pell Grant comes straight from the government, while SEOG grants come from your school. Both depend on the FAFSA, so filling that out early is super important.
Some colleges also ask for the CSS Profile, another financial aid form, so check if your school needs it.
What Should You Do Next?
Ask your financial aid office if they offer SEOG grants.
Fill out the FAFSA before the deadline – even if your school doesn’t offer SEOG, the FAFSA opens doors to other aid.
Apply early for all the aid you can find.
Frequently Asked Questions
Are Federal SEOG Grants taxable?
No. Federal SEOG Grant funds are not considered taxable income if used for qualifying education expenses like tuition, fees, and supplies.
How much is the SEOG Grant?
It ranges from $100 to $4,000 per year, depending on your financial need and your college’s available funding.
What can SEOG Grant funds be used for?
SEOG funds can be used for tuition, housing, books, fees, and other education-related costs.
Do I have to repay the SEOG Grant?
No. The SEOG Grant is a form of gift aid and does not require repayment.
How do I apply for SEOG?
You must complete the FAFSA. Your eligibility will be determined automatically based on your FAFSA data.
Can I receive SEOG for all four years of college?
Yes, but you must reapply through FAFSA every year, and your eligibility may vary based on changes in your financial situation and available funds.